Bringing together the people, products, and integrity

to solve your insurance needs.

Confused about all of your Medicare Parts, Options & Choices?

Don’t fret about the Medicare Maze!

At the Fesperman Agency, we can help seniors in Asheville, NC and surrounding areas make sense of all of your Medicare insurance choices, so you can have confidence that you are making the right decision based on your individual needs.


Our Mission is to offer each and every individual personal service with a focus on Medicare Eligible’s needs.  We have the ability to offer Community Resource Guidance through partnerships we have formed with many business professionals in the area. We offer this guidance at no charge to you!  If you have a specific need feel free to ask.  We are committed to Making Medicare Simple!

At the Fesperman Agency, we are proud to offer Medicare Plans from some of the leading insurance carriers across the country.

Long Term Care Insurance

Hospital Indemnity



Final Expense Insurance

Individual Major Medical

Featured Carriers
Medicare insurance agent nc


Tom Fesperman

Independent Agent

I am a native North Carolinian of Medicare age and a resident of Asheville since 1988. I am an independent insurance broker licensed by the State to offer life and health insurance as well as Medicare supplement, Medicare Advantage, and Medicare prescription drug plans, hospital indemnity, long term care policies, and fix annuities. Being an independent agent with no allegiance to any one carrier, I have the flexibility to find the plan that suits you best. I feel that being a Medicare recipient myself, I tend to follow even more of the nuances of Medicare in this rapidly changing healthcare environment. I take great pride in trying to help fit the right plan to each individual’s circumstance and approach every client as though each were family or a close friend. I honor and treat with great respect the trust that thousands of enrollees have placed in me. Please let me help you feel confident in your health coverage decisions by assisting you with your questions and needs. I look forward to meeting and working with you.


Asked Questions

No, there are no fees. I am solely compensated by the insurance companies I represent.

Yes, I can offer coverage on individuals of all ages residing in the state of North Carolina.

While most of my clients reside in Buncombe, Haywood, Henderson, Madison, McDowell, Polk, Yancey, Transylvania Counties and surrounding areas, I am licensed to help any and all North Carolina residents.

Medicare currently has established the period to be from October 15th – December 7th. Decisions made during this time typically go into effect January 1st of the next calendar year.

For further explanation, visit Medicare’s Official Website.


Medicare insurance agent nc

Tom Fesperman, Independent Agent

I understand that by providing the information above, an agent from Tom Fesperman Insurance Services may contact me regarding health plan options.

Tom Fesperman Insurance Services is an independent authorized agent/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC).  The content contained in this site is maintained by Tom Fesperman Insurance Services.  Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.

®, SM  Registered marks of the Blue Cross and Blue Shield Association.